CDC/SART success data, state insurance mandates, and cumulative probability modeling — so you can make the most important financial decision of your life with clarity, not guesswork.
Free to start. No signup required. Data from CDC SART, state insurance mandates, published clinical research.
The same data fertility clinics use internally — modeled transparently so you can understand the numbers behind one of the most personal decisions you’ll ever make.
CDC/SART national data broken down by age: 48% live birth rate at <35, 38% at 35–37, 26% at 38–40, 13% at 41–42, 5% at 43+. Your starting point matters — we show you exactly where you stand.
One cycle is a coin flip. Three cycles change the math entirely. We model cumulative success across multiple cycles so you see the real probability of bringing a baby home — not just per-cycle odds.
Procedure fees + medications + monitoring + anesthesia + PGT-A + ICSI + embryo storage. Clinics advertise a "base price" that covers a fraction of the real cost. We model every line item.
20 states require some form of fertility coverage — but mandates vary wildly. We map your state, your plan type, and your employer size to show exactly what's covered and what comes out of pocket.
The metric that actually matters: total expected cost divided by cumulative success probability. A $15,000 cycle with 13% success is more expensive per baby than a $20,000 cycle with 48% success.
10,000 scenarios varying success rates, medication costs, insurance changes, and cycle count. See the P10–P90 range of what your journey could cost — so you can plan for reality, not best-case fantasy.
Three steps to the financial clarity you deserve.
Age range, diagnosis (if known), state of residence, insurance type, and treatment preferences. Takes under a minute.
Age-adjusted success modeling, full cost analysis, insurance mandate lookup, cumulative probability, and 10,000-scenario Monte Carlo simulation — all automated.
Treatment comparison, cost per live birth, optimal treatment sequence, insurance benefit breakdown, and a downloadable PDF you can share with your partner or financial planner.
You deserve to walk into this decision with your eyes open. Age-adjusted success modeling, true cost breakdown, insurance mandate analysis, and Monte Carlo simulation — all in one clear report you can share with your partner.
Start Your Scenario Analysis